https://www.washingtonpost.com/news/wonk/wp/2013/09/13/being-poor-changes-your-thinking-about-everything/
* Study showing after 6 months after being debt free, without other intervention street vendors go back into the same problem they were having before
* With time, you have too much abundance at first. You need to make distant things (like deadlines) seem more immediate.
* Tunneling is the key thing - when you're in a crisis you only see the problem, not the bigger issue.
* If you take tunneling, then the best incentives are those positively impact the tunnetl - that make you do the right long term thing by impacting your choices in the tunnel.
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